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5 Steps to Using Online Financial Sites Safely

Every year computer users using the Internet to check account balances, transactions, and even paying bills grows by nearly 30%. According to one Pew study, more than 50 million Americans use online banking services. 50 million sounds like a large number, but that still reflects less than 50% of online American adults. Bank web sites continue to evolve by becoming easier to use, more secure, and more helpful than ever before. In fact, many banks rather that their customers check their web site for answers rather than call or visit a branch. However, many people shy away from online banking because of security fears.

I?m going to outline, for you, five simple steps that you can take to keep yourself and your finances safe on the Internet.

Handspring Visor phone

Re-thinking my mobile tech

Right now, I carry an iPhone, an Asus EeePC netbook (running Ubuntu 10.04 NBR) on a daily work day basis. When I travel, I carry the iPhone and usually the EeePC. I also own a 13″ Toshiba laptop that I dual boot Ubuntu and Windows 7, but I only use the Toshiba only for teaching and presentations.

My thought process is:

  1. Should I sell both the Toshiba and the netbook and get a thinner, lighter laptop?
  2. Just sell the netbook and stay with the Toshiba?
  3. Sell the netbook and get an iPad or one of the upcoming iPad competitors running other operating systems?
  4. Sell the Toshiba and the netbook, and get a slightly bigger netbook to replace both devices?

As a traveling tech trainer and troubleshooter, my netbook is extremely handy to have with me when Read More »Re-thinking my mobile tech

7 Tech items I would take to college

HP 41CV Programmable Calculator
HP 41CV Programmable Calculator

I graduated from college almost 10 years before computers started being a main stream college accessory. I would love to be a student again not only because I enjoy learning, but I would love to have access to the technologies today’s students use every day.

The most advanced piece of tech I used in college was the HP 41 CV programmable calculator with the magnetic card strip reader attachment. I loved that calculator, and to this day, it is the only kind of machine I have truly programmed. Yikes, sorry for the geek flashback.

If I was going to college this fall, I would take and useRead More »7 Tech items I would take to college

2 laptop suggestions for college students

Hats Off
photo credit: jarnott

Millions of high schoolers will be graduating soon and will be leaving for their respective campuses (campii?) at the end of the summer. These students will more than likely go to college with a computer…probably a laptop. I would like to suggest two possible laptops ideas for these students.

Both of my ideas involve good systems that will allow college kids to word process, chat, email, listen to music, watch DVD’s, browse the web wirelessly(for school research of course), create presentations, spreadsheets, download and edit photos and much more. Neither involve Windows and thus don’t require a degree in computer security and maintenance. One of the computers costs between $1200-1800 and the other costs less than $700.

My recommendations stem from first hand accounts from parents whose college kids call home frequently with tales of woe about a slow, non-functioning new computer. Students need to have their computers operational, and running around to the campus IT people or dropping the computer at a fix-it shop for expensive repairs. These two recommendations will keep calls home for repair money, tales of woe, and computer down time to a bare minimum.Read More »2 laptop suggestions for college students

Laptop Battery Life

Since laptops now out-sale desktops, I decided to bring this tip out of the archives.

We had a call last weekend, and I get the same question from many laptop users: “Why is the battery life on my laptop so poor?”. The biggest reason is that the battery doesn’t get enough exercise. Most rechargeable batteries today don’t have the memory problem like they did eight and ten years ago. However, unless the battery does get used on occasion, it tends to lose its ability to hold a charge.

Even if you don’t take your laptop outside of the home, I recommend that you run your laptop off of the battery at least twice per month. You don’t have to drain the battery all the way down (some battery experts say not to let it completely deplete ever), but use it until it’s pretty close to empty then plug it back in to recharge. Cycling the charging and depleting of the battery will give your laptop many more productive hours of battery time.

laptop battery indicator

When running from the battery, your laptop will show a little blue battery icon by your clock that shows the approximate batter life remaining. The time shown isn’t 100% accurate, but gives you a quick place to eyeball the remaining time you have on your battery.

Windows 7 – First Impressions

Windows 7 Desktop

I just finished installing the Windows 7 Beta version released by Microsoft on Friday. I installed it on my Toshiba Intel dual-core processor with 4 GB of RAM. It was running Windows Vista which took more than 4 minutes to fully boot (I consider the boot up process to be finished when the hard drive stops spinning and I don’t have to compete with a still booting computer to do what I want to do), and running any applications was like walking through molasses. I can say that my expectations were pretty low, but I am pleasantly surprised…so far.

  • It took exactly 21 minutes from

Rick’s Answers his email Videocast – 023

Wow, lots of laptop questions ranging from heat problems, to college student recommendations, installing Flash player and much more. A jam packed edition this week with questions brought to you by: Marcia, Brian, Kristina, Theola, Larry, Phil, Gloria, Pat, Charles, Ron, Jonny, Helen, Tom, Steve, David, and Jean! Take a look!

Microsoft Arc Mouse

Microsoft Arc MouseMy old cordless mouse quit on me this week. It was a simple Logitech 2 button scroll mouse (optical). I’m not a big fan, actually I’m not a fan at all of mice with all the extra buttons and features. I want a simple 2 button mouse with a scroll wheel. As I was shopping, I noticed that the only simple mice were either cheap crap, corded (I wanted cordless), or came bundled with a keyboard. Since I didn’t need a keyboard, I thought I was out of luck. There are simple 2 button laptop mice, but for everyday use that’s a little too small for me. After almost giving up, I spotted and tried out the Microsoft Arc Mouse. It’s a futuristic looking rodent, cordless, has a micro USB adapter, and has only one extra button (a back button on the left side that is easy to avoid). I tried it side-by-side with one of the simple mice bundled with the keyboards and it felt good.

The arc seems to provide three functional purposes:

  1. Less surface are contacting the desk or mouse pad making it extremely easy to move around
  2. Much lighter than a conventional mouse, again making it move around effortlessly
  3. The slightly taller profile makes the hand fit more comfortably with it than a traditional mouse.

I’m on day 3 with the Microsoft Arc Mouse and am extremely pleased with the purchase. At around $50-60, the Microsoft Arc Mouse costs about 20-40% more than other good mice, but for the comfort, unique and functional design, and lack of too many extra buttons, I think the cost is justified.